* Rates vary and are subject to change based upon multiple business factors. When transactions are processed via virtual card, Behalf will not charge a transaction fee: only regular credit card processing fees apply. Assumes a 2% transaction fee when transactions are processed via ACH. Subject to Merchant Terms and Conditions.
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* Subject to underwriting and approval criteria. Merchants generally get paid same-day if by virtual card, or next business day if by ACH, (ACH subject to cut-off time of Thursday at 6 p.m. PST). Processing delays could occur or due to unforeseen circumstances, e.g. when more information is required.
Loans are funded by FinWise Bank, a Utah-chartered bank located in Sandy, Utah, member FDIC, Equal Opportunity Lender. Merchant Cash Advances are made by Behalf. For more information on ECOA, click here. For important information about opening a new account, review Patriot Act procedures here. Visit Legal to review our comprehensive program terms, conditions, and disclosures.