Sharing Knowledge to Power SMBs

Why You’ll Love Behalf: CFO/Finance Manager

Your primary goal is to develop a strong financial strategy that will enable the business to stay profitable and primed for growth. Part of that responsibility includes staying informed about the latest tools and technology available to help you track and improve cash flow, reduce unnecessary costs, and mitigate risk to maintain a healthy financial presence. 

Behalf can help your business grow, without tying up your cash.

Behalf is a revolutionary in-purchase financing solution that gives your business customers seamless purchasing power while helping you reduce risk and protect your bottom line. Easy to integrate into your sales process, Behalf enables B2B merchants to accelerate cash flow, reduce costs, and avoid hidden merchant fees. Why choose Behalf?

In-purchase financing may be the perfect match if your business enjoys…

  • Ease of Use: Business customer enrollment typically takes less than 2 minutes
  • Reduce Costs: Eliminate credit card fees with ACH payments*
  • Faster Payout: Processing typically begins same day or next business day* 
  • Checkout Integration: Customers never leave your site
  • Automated Reconciliation: We customize the solution to you and your business

Say goodbye to crippling credit card fees and costly chargebacks.

Most B2B merchants allow their business customers to pay via credit card. However, credit card fees, interchange fees, and assessment fees can add up to a significant expense over time. Credit cards also tend to carry higher fraud risk, which can  lead to costly chargebacks for  the merchant. Behalf in-purchase financing using our ACH* payment method provides a smart, secure alternative that helps you save money on transactions, reduce risk, and maximize cash flow. (It also saves your team the hassle of hunting down payments.) 

This could be the beginning of a beautiful partnership. 

Adding Behalf to your payment acceptance options will help accelerate cash flow and power your business. Get started today to enable on-demand business financing at the point of purchase for your business customers—without the hassle. Your business customers can check eligibility and enroll in under two minutes – and you will start to see the financial benefits immediately. 

*Merchants accepting payments for commercial transactions that are facilitated by Automatic Clearing House (ACH) transfer payment are subject to cut-off times, business hours, terms and conditions of Behalf. Processing timelines may vary by the receiving party. Federal bank holidays are excluded. 

*Subject to underwriting approval. Terms and Conditions subject to change without notice and vary by financing product type. Behalf’s NET financing option is an alternative financing method offered through Select Merchants where commercially viable and allows the Business Customer to pay no financing fees if the Order Request is satisfied in full and in accordance with terms and conditions within 30 days. Estimated Debit Schedule is subject to Merchant Cash Advance terms and conditions and the  transaction agreement. Estimated Debit as listed in the portal under the Transaction Summary will set forth the estimated timing (the Debit Schedule) and amount (the “Debit Amount”) of the expected debits of the Total Outstandings and the amount of the Order Payment advanced. Each Estimated Debit is equivalent to a percentage of declared total gross business revenue. Business Customers that need to update their total annual gross revenue should contact or 1-(877) 943-9962. 

Extended Financing options include an estimated 30-180 days of commercial purpose financing.  Monthly cost may vary based upon financing product and amount financed.  

Visit to review  comprehensive program terms, conditions and disclosures. Questions should be directed to 1(877) 943-9962. All Merchant Cash Advances are made by Behalf.  All business loans are made by FinWise Bank, a Utah-chartered bank located in Murray, Utah, member FDIC, Equal Opportunity Lender.  For more information on ECOA see HERE. For more information about opening a new account, review USA Patriot Act see HERE.  For more information on the Loan Program see HERE

+This post is for informational purposes only, not financial advice. Any reference to a website of another party does not constitute or imply endorsement.