Take Control of Your Cash Flow

When we pay on your Behalf, you control your cash flow. Enjoy more buying power, get the flexibility of paying over time, and get caught up with payables. 1

Sign Up

Your business wins when you pay with Behalf:

How it works

  1. Sign up for Behalf online
    Enter basic details about you and your business: the process only takes a couple minutes.
  2. Pay virtually any business
    Behalf pays your merchant by the next business day after transaction approval.
  3. Choose your terms
    You set the payment schedule that works best for your business.

Use our calculator to see what you might pay, if approved for Behalf*

Explore payment options

  • 30
  • 60
  • 90
  • 0
  • .5
  • 1.0
  • 1.5
  • 2
  • 2.5
  • 3

*This is only an example. Purchasing limit, terms and associated fees are subject to underwriting and account approval criteria. If approved, monthly fees range from 0-3%.

We’ll pay your merchant $7,330
# of months
$505 Sign Up

Wondering if we’ll be a good fit?

Some of the factors that might give a Business a good chance of qualifying for a Behalf purchasing limit* include:

Responsible party has ‘good’ or ‘better’ credit
  • 2+ years of personal credit history
  • 3+ accounts open and being paid on time
  • 1 or no accounts with recent delinquency
  • No recent defaults
*Meeting these factors is not a guarantee of approval. These are general guidelines only and are subject to change. Terms and financing approval are subject to meeting all underwriting and account approval criteria.
Business is growing or well-established
  • 1+ years in business
  • Positive annual business income
  • 1+ open business accounts (e.g. credit card, business loan, terms account or line of credit)
  • Very low or no balances where payments are outstanding beyond the business's terms
  • Business is US-based and is in good standing within the state of the Business's registration

Once approved, we’ll pay your merchants quickly 4

Behalf will pay your merchants by the next business day or sooner after a transaction is submitted and approved, using one of the following payment methods:

Pay virtually any merchant 5

Don’t let merchant acceptance stand in your way. Add a new merchant in a few simple steps, using Behalf’s Customer Portal.

Popular merchants that already accept Behalf include:


Get answers to frequently asked questions: