Take Control of Your Cash Flow
When we pay on your Behalf, you control your cash flow. Enjoy more buying power, get the flexibility of paying over time, and get caught up with payables.
Your business wins when you pay with Behalf:
Get quick access to more buying power
Buy what you need to run your business, when you need it.
Pay for puchases over time
Set an automatic payment schedule that works for your business: from no fee net terms to 30 – 180 days of financing at a low fixed rate (from 1-3%).
Control your cash flow
By using Behalf to pay virtually any merchant you do business with, over time.
Build business credit as you pay
Behalf reports all payments to major business credit bureaus monthly.
How it works
Sign up for Behalf online
Enter basic details about you and your business: the process only takes a couple minutes.
Pay virtually any business
Behalf pays your merchant by the next business day after transaction approval.
Choose your terms
You set the payment schedule that works best for your business.
Use our calculator to see what you might pay, if approved for Behalf*
Wondering if we’ll be a good fit?
Some of the factors that might give a Business a good chance of qualifying for a Behalf purchasing line* include:
Responsible party has ‘good’ or ‘better’ credit
- 2+ years of personal credit history
- 3+ accounts open and being paid on time
- 1 or no accounts with recent delinquency
- No recent defaults
*Meeting these factors is not a guarantee of approval. These are general guidelines only and are subject to change. Terms and financing approval are subject to meeting all underwriting and account approval criteria.
Business is growing or well-established
- 1+ years in business
- Positive annual business income
- 1+ open business accounts (e.g. credit card, business loan, terms account or line of credit)
- Very low or no balances where payments are outstanding beyond the business's terms
- Business is US-based and is in good standing within the state of the Business's registration
Once approved, we’ll pay your merchants quickly
Behalf will pay your merchants by the next business day or sooner after a transaction is submitted and approved, using one of the following payment methods:
- Behalf provides a virtual card number to you upon transaction approval that can be used for purchases made online, in-store or over the phone
- Use the virtual card to pay multiple merchants upon submission of approved payment requests through the Behalf Customer Portal
- Behalf pays your merchant via ACH transfer by the next business day upon transaction approval
- Pay multiple merchants via ACH transfer upon submission of approved payment requests through the Behalf Customer Portal
Pay virtually any merchant
Don’t let merchant acceptance stand in your way. Add a new merchant in a few simple steps, using Behalf’s Customer Portal.
Popular merchants that already accept Behalf include:
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Get answers to frequently asked questions:
Ready to enjoy more buying power?