Run Your Business on Your Terms

Take control of your cash flow. Choose your payment terms on everything you buy for your business.


Pay Who You Want

Use Behalf in place of checks and put an end to worrying about who accepts your card

When You Want

Buy what your business needs today, then design your ideal payment schedule

Control Your Cash Flow

Pay on your terms and get more working capital to power your business

Our fair and transparent fee structure keeps you in control


Monthly Advance Fee*

*Fee is based on your creditworthiness

No Hidden Fees

  • No Origination Fee
  • No Annual Membership Fee
  • No Variable Rates
  • No Penalty APR
  • No Pre-Payment Fee
  • No Maintenance / Inactivity Fee

Many purchases are also eligible for Fee Free Net Payment Terms.Learn More 

See For Yourself

I need to place an order for

I would like to spread my costs for this order over
and have my account debited .*
Behalf will advance your order payment today, and debit you

*Estimate based on Advance Fee of 1.5%. Your Fees will be determined upon application approval.

Take 30 seconds to complete our application and your Behalf line will be immediately available for purchasing

How it works

Behalf is Different

It’s not a credit card. It’s not a loan. It’s the best of both worlds.

Like a card, Behalf is convenient and gives you extra time. Like a loan, Behalf can fund purchases for vendors that only accept cash.

Behalf is a Merchant Cash Advance. Learn more

Behalf can advance payment to your vendor today.

Then, you choose the payment terms that work best for your business. Behalf can pay virtually any vendor, so you can take your terms with you everywhere you buy.

Pay-in-full quickly or create an extended plan.

Many Behalf purchases are eligible for Net Terms, giving you 7-45 extra days to pay at no cost to you.

Sign-up for free and you’ll only pay for the terms you choose.

Use Behalf a little or a lot: there are never any fees to open or maintain your account.

Get started for free in minutes