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Business Loan Simple Financing Example

Estimated Monthly Repayments* for a $900 purchase

Monthly Financing Fee

Term Length

NET 30

1 month

2 months

3 months

0%

$900

$900

$450

$300

1%

N/A

$909

$455

$303

2%

N/A

$918

$459

$306

3%

N/A

$927

$464

$309

Lowest Monthly Repayment Example:

Estimated monthly repayments for a $900 purchase at 1% financing fee with a term of 3 months would result in 3 monthly repayments of $303.

Maximum Monthly Repayment Payment Example:

Estimated monthly repayments for a $900 purchase at 3% financing fee with a term of 3 months would result in 3 monthly repayments of $309.

Lowest rates require excellent credit. At least 25% of approved applicants applying for the lowest rate qualified for the lowest rate available based on recent data (see table above). Subject to credit approval. Conditions and limitations apply. Monthly Repayment Amount is calculated based on transaction amount and does not decline until full satisfaction of the transaction. Assignment of purchasing limit occurs at Behalf Internet Account enrollment. Financing request and approval occurs at the transaction checkpoint. Advertised rates and terms are subject to change without notice.

*Financing details are subject to underwriting approval. Behalf’s Net is an alternative financing option offered by Select merchants and allows the Business Customer to pay no financing fees if the Order Request is satisfied in full and in accordance with terms and conditions within 30 days. Assignment of purchasing limit occurs at Behalf Internet Account Enrollment. Application and approval occurs at the transaction checkpoint. Financing fees are calculated based on transaction amount and do not decline until full satisfaction of the transaction. Terms and conditions subject to change at any time. For approved customers with approved transactions paid to merchants via ACH, the majority of funds are extended the next business day. For approved transactions paid to merchants via a Visa Virtual Card, the majority of funds are extended the same business day. The majority of customers receive a transaction approval decision within 24 business hours (Monday to Thursday, 8am to 4:45pm ET) and in some cases, a same-day decision. Delays could occur due to unforeseen circumstances, or additional information or verification required. The Virtual Card is a payment vehicle whereby Behalf is the Cardholder and Customers are assigned a number for checkout, as authorized users for approved transactions to facilitate the processing of the financing proceeds directly to the merchant. Transactions must be individually underwritten and approved before each Virtual Card use