Explore Behalf’s Robust Merchant Network

Did you know your business can use Behalf with any approved merchant in our network? Get the most out of your business' financing with each approved transaction* across multiple merchants! Sign in to your Business’ Behalf portal and add a merchant to your dashboard today!


Add a merchant with four easy steps:

  • Sign in
    to Behalf

  • Select ‘Merchants’ from the left panel of tools

  • Scroll through our list of approved Behalf merchants or begin typing a merchant name

  • Select merchant(s) to add them to your profile and submit financing application(s)

Wherever you do business, we'll be there!

Our robust merchant network includes businesses from a wide variety of industries and categories. With new merchants added regularly, we're sure you'll find the right merchant for your business’ needs.

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*Subject to underwriting approval. Terms and Conditions subject to change without notice. See Simple Financing Examples. Each Financing Offer is made post enrollment with Behalf with each  approved application for financing or transaction request. Enrollment into the Behalf Customer Portal (internet online account registration) is subject to Behalf eligibility checks of the business entity customer and responsible party connected to the business.  Businesses are assigned a Purchasing Limit, and preliminary information is presented on potential options regarding business financing, including information on potential financing period, and the anticipated estimated monthly financing cost at the time of enrollment with Behalf. The Purchasing Limit is not a line of credit but rather the total dollar amount of financing applications accepted at transaction. The financing details of the Financing Offer are confirmed when the enrolled Behalf customer applies for financing through a transaction request. Business Customers may contact Care@behalf.com or 1-(877) 943-9962 to request different financing options relative to duration and price. In accordance with Merchant Cash Advance Terms and Conditions, a valid business deposit bank account is required during enrollment or no later than prior to the first transaction request to fully underwrite each business. All estimated debits must be made with a valid business deposit bank account or business credit card.A valid business deposit bank account is one that is held in the name of Business Entity that is not a natural person or that is used primarily for business purposes in that the substantial majority of transactions are for the use only for business and not for personal, family or household use.  

The Merchant Cash Advance Program (MCA Program) whereby Behalf, Inc. (Behalf or the Purchaser) agrees to purchase from Business Customer (aka the Seller) a specified amount (the “Total Outstandings”) of the Business Customer’s future account receivables (“Future Receivables”) for a purchase price identified as the order payment (“Order”). The Total Outstandings associated with the Order plus any fees including financing fees are typically described in the Transaction Summary which summarizes the financing details of the purchase of the Total Outstandings of Future Receivables to which Seller consents. The Transaction Summary will set forth the estimated timing (the “Estimated Debit Schedule”) and amount (the “Estimated Debit Amount”) of the expected debits of the Total Outstandings and the amount of the Order Payment advanced. 

The Virtual Card is not a credit card but a merchant payout vehicle whereby Behalf is the cardholder of the VISA card issued through Regions Bank and processor Stripe, Inc.; Behalf customers are assigned a number for checkout, as authorized users, for approved transactions to facilitate the processing of the financing proceeds directly to the merchant. Transactions must be individually underwritten and approved before each Virtual Card use. Standard credit card processing fees may apply. Business hours are Monday to Friday 9 a.m. EST to 6 p.m. EST excluding federally observed holidays. Processing time subject to Cut-off times, Monday to Friday 9 a.m. EST to 5 p.m. EST.  Delays may occur, e.g., when more information is required. 

For approved transactions, Behalf processes Automatic Clearing House (ACH) transfer payments in batches for merchant payouts for Merchant Cash Advances twice daily at 3 p.m. E.S.T. and 7:30 p.m. E.S.T. during business hours (subject to cut-off times and holidays).

**Estimated Debit Schedule is subject to Merchant Cash Advance terms and conditions and the transaction agreement. Estimated Debit as listed in the portal under the Transaction Summary will set forth the estimated timing (the Debit Schedule) and amount (the “Debit Amount”) of the expected debits of the Total Outstandings and the amount of the Order Payment advanced. Each Estimated Debit is equivalent to a percentage of declared total gross business revenue. Business Customers that need to update their total annual gross revenue should contact Care@behalf.com or 1-(877) 943-9962. 

Merchant Cash Advance (MCA) financing includes an estimated 30-180 days of commercial purpose financing with the monthly costs of $1-$3 for every $100 financed on the original total amount financed (based on the estimated number of months before delivery of all required receivables). Financing fees are expressed in a monthly rate of  $1 to $3 for every $100 financed. Costs may be expressed using a percentage % for comparison shopping reasons only.  The financing fee is an advance rate calculated based on original transaction amount and financing period and does not decline until full satisfaction of the original transaction amount. See Simple Financing Examples.  

Business hours are Monday to Friday 9 a.m. E.S.T. to 6 p.m. E.S.T. excluding federally observed holidays. Cut-off times for processing transactions are Monday to Friday, 9 a.m. E.S.T. to 6 p.m. E.S.T.

Visit www.behalf.com/legal-documents to review our comprehensive program terms, conditions and disclosures. Questions should be directed to Care@behalf.com 1(877) 943-9962. All Merchant Cash Advances are made by Behalf.