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Behalf offers flexible, in-purchase financing solutions for small and medium sized businesses

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    Checkout with Behalf

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    Select financing terms

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    Place your order!

Behalf offers alternative Business to Business (B2B) financing solutions that enable business customers to apply for financing at the point of transaction, with financing periods from NET 30 to up to 180 days. Behalf has onboarded over 21,000 merchants and 135,000 business customers...and has provided financing for transactions totaling over $1.2 billion. We invite you to join the Behalf network today!

The purchasing power your business needs

  • NET 30

    No financing fees if the Order Request is satisfied in full and in accordance with terms and conditions within 30 days.*

  • $500 – $1M business financing

    Qualify for more purchasing power and use it to buy the things your business needs to grow with each approved transaction.

  • Financing period options

    Transactions with 30 to 180 days at a low fixed cost are subject to availability and underwriting approval.*

  • Starting at $1

    Extended financing fees $1 to $3 for every $100 spent.*

On-demand business purchase financing that works for your business

  • No fee to sign up

    There are no fees to enroll with Behalf.

  • Control your cash flow

    Upon approval, customize your weekly or monthly debit schedule for each purchase transaction.

  • Save on transaction financing fees

    Get a 10%ᐩ discount on financing fees each time you select a weekly estimated debit schedule.*

ᐩEstimated Debit Schedules made for weekly debit are the equivalent of 10% less in financing total cost spread evenly over the estimated debit schedule. Percentage is used for comparison purposes only. 


*Subject to underwriting approval. Terms and Conditions subject to change without notice. See Simple Financing Examples. Each Financing Offer is made post enrollment with Behalf with each approved application for financing or transaction request. Enrollment into the Behalf Customer Portal (internet online account registration) is subject to Behalf eligibility checks of the business entity customer and responsible party connected to the business.  Businesses are assigned a Purchasing Limit, and preliminary information is presented on potential options regarding business financing, including information on potential financing period, and the anticipated estimated monthly financing cost at the time of enrollment with Behalf. The Purchasing Limit is not a line of credit but rather the total dollar amount of financing applications accepted at transaction. The financing details of the Financing Offer are confirmed when the enrolled Behalf customer applies for financing through a transaction request. 


Extended Financing options include an estimated 30-180 days of commercial purpose financing.  Monthly cost may vary based upon financing product and amount financed.  See Legal Disclosures for further details.   

Behalf’s NET option is an alternative financing method offered through Select Merchants and allows the Business Customer to pay no financing fees if the Order Request is satisfied in full and in accordance with terms and conditions within 30 days. Estimated Monthly Debit(s) as listed in the portal under the Transaction Summary will set forth the estimated timing (the “Debit Schedule”) and amount (the “Debit Amount”) of the expected debits of the Total Outstandings and the amount of the Order Payment. 


The Virtual Card is not a credit card but a merchant payout vehicle whereby Behalf is the cardholder of the VISA card issued through Regions Bank and processor Stripe, Inc.; Behalf customers are assigned a number for checkout, as authorized users, for approved transactions to facilitate the processing of the financing proceeds directly to the merchant. Transactions must be individually underwritten and approved before each Virtual Card use. Standard credit card processing fees may apply. Business hours are Monday to Friday 9 a.m. EST to 6 p.m. EST excluding federally observed holidays. Processing time subject to Cut-off times, Monday to Friday 9 a.m. EST to 5 p.m. EST.  Delays may occur, e.g., when more information required.


Visit to review our comprehensive program terms, conditions and disclosures. Questions should be directed to 1-(877) 943-9962.


All Merchant Cash Advances are made by Behalf.  


All business loans are made by FinWise Bank, a Utah-chartered bank located in Murray, Utah, member FDIC, Equal Opportunity Lender.  For more information on ECOA CLICK HERE. For more information about opening a new account, review USA Patriot Act HERE.  For more information on the Loan Program CLICK HERE.